Chronos Private


Chris Giaouris

Partner | Financial Advice

“I believe financial planning is not solely about investments or strategies, but more importantly it is about helping people make smart choices with their money so they can focus on things more important than money.”

Chris has been providing personal wealth management and financial advice since 2008; initially with a boutique firm called Heraud Harrison who were one of the founding firms that later merged to create the Shadforth Financial Group (SFG). Finding that the corporate model suited his ideals about how best to serve client’s interests less and less, Chris left SFG in 2016 to build his own boutique practice focussing on a more client centric and evidence based approach.

Over this time Chris has built specialised knowledge in superannuation, retirement strategies, personal / business risk protection, tax planning and portfolio management. Chris also has extensive experience in the UK Pension sector where he has assisted a
number of clients with the transfer of their UK superannuation capital to a complying Australian fund.

Chris has a Bachelor of Commerce from Deakin University and is a Certified Financial Planner (CFP®) through the Financial Planning Association of Australia. CFP® is an internationally recognised mark and is currently the pre-eminent representation of professional Financial Planners around the world. Chris is also a member and accredited adviser with the ‘RIAA’ or ‘Responsible Investment Association of Australasia’.

Away from work, Chris enjoys most sports (as frustrating as golf can be, at times!) and keeping up an active and healthy outdoor lifestyle. He is especially passionate about travelling the world and experiencing all it has to offer.

John Loizou

Partner | Business Advisory

“The financial wellbeing of any individual or business is fundamental to achieving their personal and professional aspirations. A true advisor should not only provide guidance to their clients, but should also be establishing strong rapport to ensure mutual success over a long relationship.”

John has a depth of experience and technical knowledge, particularly in providing general business, financial and taxation advice to his clients. He services a diverse range of clients in various industries, specialising in investment strategies for privately held business structures. This includes the adherence to all compliance requirements such as tax returns, financial statements and Business Activity Statements.

John is passionate about not only helping business owners achieve their potential, but is also motivated to educate clients about how best to reach their financial goals. By utilising his considerable nous to provide strategic and personalised advice, he ensures that each of his clients’ decisions are calculated and purposeful.

His unique approach takes advantage of modern technologies to simplify the communication process, allowing for more time with his clients. This method enables John to forge strong, lasting relationships with his clients, and in turn, their businesses.


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“John has been instrumental in the success of our small business. He has been an invaluable advisor on everything from tax to business structure, investing and expansion. He is knowledgeable, effective and reliable and I would highly recommend John, or any of his team, as a top notch accountant, particularly from a small business perspective.”


“The ultimate professional and all round good bloke. Without hesitation, I can recommend John for his genuine, honest and humble approach. More importantly as a terrific accountant!”



“Chris is easy to relate to and understands our situation and has come up with an effective plan for the future. We have only had positive experiences with Chris and highly recommend him.”



“Chris prepared a detailed, straightforward retirement portfolio beyond our expectations. Now off on new adventures with zest and peace of mind. We are grateful to have met such a genuine, young man who has our best interests at heart.”



“John has provided us with a lot invaluable information and guidance over the years. His professionalism and enthusiasm are one of the many great attributes that makes him an excellent accountant. We will be working with him for years to come!”



“Chris was recommended to us and we have since found that his knowledge and expertise becomes obvious as the advice he provides is detailed and straightforward. We feel very comfortable with the high quality service and advice provided by Chris and would highly recommend him to others.”